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heading
Offset calculator
Mortgage
£
Mortgage term
yrs
mths
Offset mortgage rate used
*3.75%
My tax rate is
0
20
40
*If you want to select your own offset rate
click here
By offsetting savings you already have or intend to make you can reduce the interest on your mortgage and still retain access to your savings. ISA's remain as ISA's
Savings balances and annual interest rate currently earned
I have cash ISA's worth
£
% pa
I have other savings of
£
% pa
Monthly savings amount
£
% pa
Click to enlarge graphs:
Enlarge Bar Chart
or
Enlarge Line Graph
Offset account compared to savings account
ORANGE
: The amount of mortgage interest saved
RED
: The amount of interest you would have earned
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Mortgage Balances: with and without offset
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